Tax Planning Attorneys | Roseville, CA

What Is Tax Planning?

Tax planning is the proactive process of structuring your personal finances or business affairs to minimize your tax liability within the bounds of the law. Unlike tax resolution — which addresses problems after they arise — tax planning is forward-looking, allowing individuals and businesses to make informed decisions before the consequences are fixed.

Effective tax planning integrates federal and California tax considerations, coordinates across entity structures, and evolves as tax laws and personal circumstances change.

Individual Tax Planning

For individuals, tax planning may involve timing of income and deductions, retirement account contribution strategies, capital gains management, charitable giving strategies, and coordination with estate planning. California residents must account for the state's high income tax rates, which apply to wages, investment income, capital gains, and pass-through business income at the same rate — making state-level planning especially important.

Business Tax Planning

• Entity structure selection and optimization (LLC, S corp, C corp, partnership)

• Compensation planning for owners — salary vs. distribution vs. guaranteed payments

• Timing of business income and deductions across tax years

• Section 199A qualified business income (QBI) deduction planning for pass-through entities

• Section 1031 like-kind exchange planning for real estate investors

• Research and development tax credits under federal law and California Revenue and Taxation Code § 17052.12

• Succession and exit planning to minimize tax on business sale or transfer

Year-Round Planning, Not Just April

The most effective tax planning happens throughout the year — not at the filing deadline. By identifying opportunities and adjusting strategies proactively, individuals and businesses can take full advantage of available deductions, credits, and timing strategies that may not be available after December 31.

Our tax attorneys work alongside your CPA or financial advisor to provide the legal analysis and implementation support that tax planning requires — including entity formation, contract structuring, and trust documentation.